Buy the SIRIUS gift cards. You won't have to give a debit or credit card on line...which they will Charge. You have more control if you let your service lapse.... They will dance to make a deal. Then use the gift card to pay for your new lower negotiated rate. You can also get the SIGALERT app for a phone if traffic is the only thing you want your friend to have. You can also go on line and wheel and deal with SIRIUS for a different package.