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I already have a 2 yr contract with Verizon. I had my phone and my sons phone and tablet included. My phone was dropped and broken and the lady that sold them to me in the store forgot to put Drop insurance on them. We told her we wanted it because I have a teenage son. Even though she forgot the insurance I am now left without a phone. I was wondering if a Alcatel one touch Fierce. Would I be able to use this phone with my plan and are they unlocked when you buy them??