Yes, you are correct, I am doing the same exact thing. - - - - - - BUT check on the Tracfone APP on your phone to see if it still says that your enrolled in the AUTO REFILL, mine still says its ok, BUT my friend's phone for some strange reason was knocked off the Auto Refill and the website have erased the previous transaction so they can't just enroll in the Auto Refill because there is NO Transaction history to "Auto Refill" to. - - - - - So they will have to re-buy the $19.99 / 90 Day Plan and activate the Auto-Refill at that point. Very Frustrating!