I was told by Verizon that the cost of the phone could not be added to my bill.

I think that it's only in Verizon stores this can be done. Though you can get a specific carrier's phone plan at BB, the phone is being purchase from BB.

No docking station provided with the phone, but you can find 3rd party docking stations elsewhere online.

Yes, there is a docking/charging station.

you got the insurance right? just pay that deductible and get a new phone and sell it seperately. they wanted to give me $50 for my samsung gs3 in perfect condition!!! i luaghed at them. i just use it as a mini tablet now, everything works except no cell service.....which i can make calls with an app, as long as ive got a wireless signal. that thing is worth probably $500 and they wanted to give me a trade-in value of $50.......I CAN PAWN IT FOR MORE THAN THAT!

AND IF YOU DIDN'T GET INSURANCE, NOW YOU KNOW TO ALWAYS GET INSURANCE. I'VE HAD A TOTAL STRANGER BREAK MY PHONE AND WALK AWAY BEFORE I EVEN KNEW WHAT HE HAD DONE. THAT WAS ON ME, BUT LUCKILY I GET INSURANCE ON ALL MY FAMILIES DEVICES. MY WIFE ALONE HAS BROKEN HER PHONE 5 TIMES, JUST A DEDUCTIBLE OUT OF MY POCKET EVERY TIME.