This model number 81F500NSUS ships with both. There is a standard 1TB 5400 RPM hard drive. There is also 16GB of Intel Optane Memory installed that supports the standard hard drive. The Optane Memory keeps an image of Windows 10 for quick boot up. It also learns the files and programs the specific user accesses the most and keeps an image of those files and programs for fast recall, just like a solid state hard drive.

It sounds like you are experiencing screen reflection off the glossy surface of the screen base, not the screen itself. This sounds like a normal effect. You may want to stop by your local Best Buy Store and demonstrate to the Geek Squad Agent on duty, the effect your are experiencing.

Yes, model number 90H00000US ships with both a wired keyboard and mouse. This configuration has the discrete AMD Radeon RX 460 graphics card with 3x DP, 1x DVI, 1x HDMI video outputs.

Here is a link to instructions for creating Windows 10 Recovery Media that is bootable from the drive: https://support.microsoft.com/en-us/help/4026852/windows-create-a-recovery-drive. Here is a link to instructions for accessing the BIOS within Windows 10: https://www.laptopmag.com/articles/access-bios-windows-10. As with any software, installing it to this device will depend on the specific software's requirements and compatibility with Windows 10. We recommend you check with the Operating System's publisher's web site for their compatibility with Windows 10 Home 64-bit operating system and the minimum/recommended hardware requirements (Is a Graphics card required, the processor speed and the minimum required system RAM and the minimum available hard drive space) to run their program, then compare those requirements to this system's configuration.